Coverage
Reservation of Rights Claim Review
A reservation of rights letter changes the posture of a claim. It signals that the carrier may dispute coverage even while continuing to handle the file. Understanding what is being reserved — and why — is critical before making major handling or settlement decisions.
Who this service helps
- Businesses that received a reservation of rights letter
- Trucking companies and commercial auto insureds
- Risk managers evaluating coverage posture
- Owners preparing to engage coverage counsel
Common warning signs
If any of these sound familiar, an independent claim review is worth considering.
- ROR letter cites multiple policy provisions
- Carrier is defending under reservation
- Coverage exclusions are referenced
- Communication about coverage has gone quiet
- Settlement decisions are being pushed forward
- It is unclear what is and is not covered
What RoadClaims Advisor reviews
- The reservation of rights letter itself
- Underlying claim posture and exposure
- Relevant policy excerpts and definitions
- Handling and communication trail
- Practical implications for settlement and defense
- What questions to escalate to coverage counsel
Recommended starting package
Policy Contract & Claim Readiness Review
$695
Focused review of a reservation of rights letter alongside the underlying claim posture and policy excerpts.
Frequently asked questions
Ready for a professional opinion?
No payment is required until RoadClaims Advisor confirms your package and scope.