About
An independent claims advisor — built by someone who has actually handled the files.
RoadClaims Advisor was founded by Richard Lowery to give commercial businesses, trucking companies, freight brokers, and attorneys something the claims process rarely offers: an honest, independent read on a claim before it escalates, gets denied, drags on, or heads toward litigation.
Background
With 14+ years of commercial claims experience, the work behind RoadClaims Advisor spans commercial auto liability, trucking, cargo and freight disputes, coverage analysis, reservation of rights situations, denial reviews, and complex multi-party files. That hands-on background — not theory — informs every review. Richard is a licensed insurance adjuster across all 50 states.
Why this service exists
Most commercial claims do not need a lawyer on day one. What they need is a clear, professional read on what is actually happening, what is missing, and what the smart next move is. Too often, businesses learn about a claim handling problem only after it has escalated — by then, options are limited and costs have climbed.
RoadClaims Advisor exists to give you that read early, in writing, in plain language.
What we are — and are not
We are a commercial claim review and consulting service. We provide written professional opinions, identify handling concerns, flag coverage and liability issues, and recommend practical next steps.
We are not a law firm. We do not provide legal advice, legal representation, lawsuit filing, legal pleadings, or guaranteed claim outcomes. For legal advice, consult an attorney licensed in your state.
Connect with Richard on LinkedIn →
Independent perspective
Not tied to an insurer, broker, or law firm. The review is yours, and the recommendations serve your interests.
Practical, not theoretical
Every review ends with concrete next steps you can act on this week — not academic commentary.
Commercial-claim focus
Built specifically for trucking, cargo, commercial auto, coverage, and complex business claim situations.
Scope-first integrity
Scope and pricing are confirmed in writing before payment. No surprise charges. No document dump.